Here are a couple of things I think will help you. First, this is the mortgage company we have in our office. The advantage is that when you work with us, we can control the real estate side of the business and the mortgage side. That gives you I better chance of getting to the closing table successfully. You should always shop your rate to make sure you are getting the best rate, but in the end, knowing the mortgage office is in the same building helps in getting things done.

Next, here are a number of mortgage calculators. These will help you get an idea of what your home will cost. Using the different calculators can help you analyze different things. You can also do some rate shopping while you are there. Now remember that this is just for principal and interest. To get a true picture of your costs you need to take this number, add 1/12 of your annual property taxes along with 1/12 of your homeowner's insurance costs to see what your monthly payment will be. Then add in any association fees if you have any, and an estimate of your utility costs, get a true picture of what your home will cost each month.

Finally, watch the video posted on this page. It has some real good information that can help.

Feel free to call me with any questions. I would be happy to help. You can click on the "Talk Now” button to be connected to me or go to my contact page.